You can check if you’re eligible for an overdraft on your Virgin Money current account, using the eligibility checker, before you apply. It won’t leave a mark on your credit file.
Arranged overdrafts are not available on the M Account. You have the option to apply for an arranged overdraft when you apply for the M Plus Account or the Club M Account. If you already have an M Plus Account or Club M Account then you can apply for an overdraft online.
You can also apply in one of our branches or by getting in touch with us on 0800 678 3654. We're usually available from Monday to Friday 8am to 8pm, Saturday 9am to 5pm and Sunday 10am to 5pm.
For more information on arranged overdrafts, and how much they may cost you, see our guide here.
Current Account Control
Your account aims to stop you going into an unarranged overdraft when you don’t have enough money in your account. A monthly fee for maintaining the account applies, check your tariff here.