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You can request to change your credit limit (increase or decrease) in the Virgin Money Credit Card app:
• Tap the 'Accounts' icon at the bottom of the app
• Select the card you want to change the credit limit on
• Under your balance, tap the arrow icon next to your credit limit
• Follow the steps on screen and we'll take it from there

If you're requesting a credit limit increase, you need to have had your credit card for 6 months, have received your seventh statement and you've not applied within the last 6 months.

We can’t guarantee that your request will be approved but we’ll do everything we can to help.

You can also request a change to your credit limit (increase or decrease) using our online form.

Comments (3)
  • I want to decrease my credit limit. I can't do this in the app. I can only opt out of increases which isn't the same thing. So this page is incorrect. Thanks
  • it says you can reduce limit in increments of £100. Are we to assume the figure you put in is how much the limit will drop by?
  • The information you've supplied is incorrect
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