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There’s just a few steps to take to check that an instalment plan is for you.

Firstly, you’ll need to be a Virgin Money or Virgin Atlantic Credit Card holder. You’ll also need to have the Virgin Money Credit Card app, it's the easy way to run your instalment plan. 

To check if you're eligible, simply click on 'Payments' in the app and click on  'create an instalment plan'. If you don’t see this option, keep checking back as you may be eligible for an instalment plan in the future.

There are a few other things to keep in mind:
• Each purchase you make must be at least £250 and have been posted to your account in the last 30 day
• You can’t have a cash balance or take cash out on your credit card account. If this is something you’re planning then you might want to reconsider if creating an instalment plan is right for you
• You can’t have a cash (i.e. travel currency) balance or withdraw cash from a cashpoint on your credit card account. If this is something you’re planning then you might want to reconsider creating an instalment plan. Balance & Money Transfers are unaffected
• You’ll need to have available credit on your account. You must have at least 5% of your credit limit available to ensure you can cover the costs of the monthly fee

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