That’s totally up to you if you want to pay your loan back early, we like to keep things flexible. You can choose to:
Pay everything
If you are looking to pay back your full loan, you will have to request a settlement figure for your full loan balance – this will include any additional charge for interest. You can request a settlement figure using our online form. Any early payments will be subject to an interest charge (up to a maximum of 58 days' worth).
Reduce your monthly payments or reduce your loan term
Depending when you took your personal loan out, you may be able to reduce your monthly payments or reduce your loan term. If you aren’t sure how that works out for you please get in touch with us.
The easiest way to pay off your loan, or make an extra payment, is to make a transfer from any bank account using your loan's sort code and account number. To find out about other ways to pay, please get in touch with us.